insurance app development company
Insurance Tech : Faster
Claims , Happier CX
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Quote to Claim:API
First Insurance Stack
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insurance technology solutions
Insurance CRM+
Claims AI : Faster , Safer
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Mobiloitte's Solution Stack

Mobiloitte builds end-to-end insurance software-policy cores, AI underwriting tools, claims-automation bots, and agent CRM portals-so carriers, MGAs, and brokers launch products faster, stay compliant, and delight every customer touchpoint.

Policy Administration & Product Configurators

Launch P&C, Life, Health, or Specialty lines from one rules-driven engine. Add coverages, riders, and rates without touching core code.

Claims Management & FNOL Automation

Web, mobile, or chatbot FNOL; severity triage; auto-doc requests; and straight-through routing to adjusters and repair networks.

Underwriting Workbenches & Decision Engines

Blend credit, telematics, and IoT feeds; run ML risk scores; flag anomalies. Side-by-side quote screens and explainable AI back every choice.

Insurance CRM & Agent/Partner Portals

Leads, quotes, renewals, commissions-all in one dashboard. E-sign kits and marketing assets cut office calls.

Billing, Payments & Commission Engines

Installments, refunds, split commissions, and real-time GL sync trim DSO and leakage.

Fraud Detection, SIU Tools & Risk Analytics

Stream data into ML models to flag suspicious claims; SIU teams get case boards and evidence vaults.

Clients who love our
nexarise
sandisk
the onion
usafl
infoarmy
reader
bizrate

Sector Challenges & Market Landscape

Old policy systems struggle with new usage-based products, while customer data hides in spreadsheets between underwriting, claims, and finance. Regulators tighten rules (IFRS 17, GDPR, NAIC), yet clients expect instant quotes and real-time claim updates. Agents juggle a dozen logins. Searches for “cloud-based insurance claims automation platform” and “API-first insurance software development services” show leaders need modular tech that upgrades quickly instead of risky rip-and-replace projects. Winners expose clean APIs, use explainable AI, and hand underwriters, adjusters, and CX teams one trusted view of each policyholder.

Proof of Impact

FNOL triage automation trimmed claims cycle time 27 % at a regional P&C carrier.

ML fraud scoring cut annual losses 19 % within the first year.

Two new products launched in six months-previously a two-year cycle-after phased policy-core replacement.

Unified agent portal raised NPS 22 points and boosted renewals 11 %.

Next Steps
  • Book a Free Insurance Tech Acceleration Session
  • In 45 minutes, we will.
  • Pinpoint the three biggest leaks-claims lag, underwriting delays, or distribution cost.
  • Model ROI for AI-driven claims management platform, unified CRM, or new product launch.
  • Draft a phased pilot roadmap that pays for itself within one fiscal year.
  • Reserve your slot before renewal season locks calendars.
Why choose us?

Mobiloitte for Insurance

Outcome-First Engagements

We begin with a discovery sprint to find three value levers: loss ratio, expense ratio, and speed-to-quote. Then we design a pilot that pays back within one policy cycle.

Insurance Domain + Deep Tech Expertise

Our teams are made up of senior architects, actuaries, former underwriters, and adjuster SMEs. You get software that works like real policy workflows, not just generic CRUD apps.

Composable, API-First Architecture

Get what you need now-claims automation today, AI for underwriting tomorrow-without breaking your core. Use clean, domain-driven APIs to easily switch vendors.

Compliance & Security Built In

Encryption, tokenization, RBAC/ABAC, SOC 2, ISO 27001, GDPR/HIPAA readiness, and full audit trails are all built in, not something you have to think about later.

Speed Without Sacrificing Quality

Two-week discovery, eight-week MVP, automated testing, performance harnesses, and rollback plans. Don't cross your fingers when you launch.

insurance platform
Case Studies

Our work Speaks for Itself

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Connect With Us

Are you ready to get rid of old, slow insurance software and switch to new, flexible, and compliant ones? Call today to schedule your free Insurance Tech Acceleration Session. Mobiloitte's experts in insurance software development will help you reduce cycle times, stop fraud, and keep policyholders loyal for a long time.

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Frequently Asked Questions

How can custom insurance software shorten claims cycles and lower adjuster workload?

Mobiloitte maps your FNOL-to-settlement flow, then slots in pre-built OCR, rules engine, and payment modules that auto-route claims, flag missing docs, and trigger straight-through processing. Real-time dashboards give managers queue visibility while policy APIs sync data with legacy PAS, avoiding rip-and-replace shocks. Early pilots cut touchpoints by 30 % and cycle time by days. Explore a proof-of-concept and benchmark hours saved per claim.

Why partner with Mobiloitte for NAIC and Solvency II-ready insurance platforms?

Our domain architects layer configurable compliance rules, statutory reporting feeds, and audit trails onto an API-first core. Pre-tested validators keep reserves, capital metrics, and privacy flags in line with US, EU, and emerging-market mandates. Continuous updates absorb regulation changes without rewriting code. Request a blueprint session to see how we make filings painless while keeping actuarial models intact.

What AI underwriting features improve risk selection without hidden bias?

Plug-in ML models score applications using credit, telematics, and third-party data, then run bias scanners that flag demographic skews before decisions post. Underwriters view explain-why cards and can override with one click, fueling feedback loops that raise accuracy over time. Early adopters boost approval speed 25 % and see loss ratios improve within two quarters. Test the engine on last year’s book in a secure sandbox.

Can a policyholder mobile app raise retention and cross-sell rates?

Yes. A lightweight app built from modular coverage view, digital ID card, and claims FNOL widgets lets customers manage policies, pay premiums, and file claims in minutes. Contextual nudges suggest add-ons-roadside, cyber, pet-based on life events and location. Push notifications cut lapse risk, and embedded chatbots resolve 70 % of queries without call-center hand-offs. Preview a branded prototype on your product set.

How does API integration with legacy PAS avoid disruptive migrations?

Mobiloitte's connector layer translates REST or event messages into mainframe, AS/400, or Guidewire calls, syncing quotes, endorsements, and claims in near real time. Field-level mapping and data-quality gates stop bad records at the edge, while incremental rollout keeps lines active during transition. Plan a phased integration map that respects your batch windows and zero-downtime goals.

What benefits do modular product-builder tools deliver for speed-to-market?

Product managers can quickly generate new coverages by dragging and dropping rating factors, forms, and workflows from a rules catalog, eliminating the need to wait for core-vendor releases. Built-in filing packagers export SERFF-ready PDFs, shaving weeks off regulator cycles. Launch pilots in niche markets fast, then scale successful offerings globally via configuration, not code. Book a demo to build a micro-product live.

How does predictive fraud detection cut leakage on claims payouts?

A real-time analytics module ingests historical claims, external fraud rings, and geodata to score each submission before payment. High-risk cases route to SIU with context snapshots, while low-risk flows auto-settle. Insurers report 3-5 % indemnity savings and faster honest payouts that lift NPS. Spin up a pilot feeding anonymized loss data to see potential savings.

What implementation timeline fits a multi-line insurer's digital core rollout?

Expect about 26 weeks: discovery and regulatory mapping (4 wks), modular build and system integrations (14 wks), and phased line-of-business launches with training and weekend cutovers (8 wks). Dual cores run until KPIs stabilise, protecting policy issuance. Our PMO aligns milestones with renewal peaks to minimise disruption.

Which security controls protect PII and payment data under PCI, HIPAA, and GDPR?

Mobiloitte fosters continuous learning through mentorship, workshops, and exposure to cutting-edge projects. Employees are encouraged to upskill and take on new challenges to advance their careers..

What is the work culture like at Mobiloitte?

Mobiloitte promotes a collaborative and inclusive environment, emphasizing innovation and teamwork. Employees work on diverse projects, contributing to a dynamic and engaging workplace.

How can I apply for a position at Mobiloitte?

Visit our Careers page to browse current openings. Select a role that matches your skills and submit your application directly through the website.

Are there remote work opportunities at Mobiloitte?

Yes, Mobiloitte offers remote positions, especially in roles like Senior Shopify Developer and AI/ML Consultant. Check our Careers page for listings marked as remote or WFH.

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